The practical collection
Financial templates for everyday money.
Give your budget, bills and savings a place to live. Start with an example, make it yours, and keep a copy in the format that works for you.
Monthly Budget Planner
Compare planned and actual income and spending, then see what is left in your monthly budget.
Open the planner Browser · Excel · PDFExpense Tracker
Record purchases and refunds with dates and categories, and see gross spending, refunds and net spending.
Open the planner Browser · Excel · PDFBill Payment Tracker
Track due dates, amounts paid and outstanding balances, with an explicit date for overdue bills.
Open the planner Browser · Excel · PDFSavings Goal Tracker
Track real deposits and withdrawals toward a savings target, including your opening balance.
Open the planner Browser · Excel · PDFDebt Payoff Tracker
Reconcile statement balances using actual interest, charges and payments, without promising an invented payoff date.
Open the planner Browser · Excel · PDFSinking Fund Planner
Give future expenses separate targets and calculate the monthly set-aside after existing savings.
Open the planner Browser · Excel · PDFPaycheck Budget Template
Assign one paycheck to bills, spending, savings and debt, then compare actual allocations with your take-home pay.
Open the planner Browser · Excel · PDFSubscription Tracker
Compare recurring subscriptions on a common monthly and annual basis, with active and inactive plans kept separate.
Open the planner Browser · Excel · PDFAnnual Expense Planner
Prepare for annual bills using due dates, dedicated savings and the contributions left before each payment.
Open the planner Browser · Excel · PDFEmergency Fund Tracker
Track an emergency buffer against your own essential monthly costs and chosen coverage target.
Open the planner Browser · Excel · PDFChoose the format that fits your routine.
Browser planner. Edit rows and totals here. Your saved copy belongs to this browser and device.
Excel workbook. Keep calculating offline with real formulas and clearly marked editable cells.
Printable PDF. Save a snapshot of your plan or start with a blank copy to fill by hand.